Also it has lot more 2X-10X partners with separate cappings. Note that DB has monthly and annual milestone rewards that Infinia doesn’t. But if the fee is charged then there’s no bonus pts in DB. In case of paid versions, its easier to reach DB’s 5L than Infinia’s 8L for fee waiver. In my view if you think you can occasionally exhaust 15K incremental points limit then go for Infinia, else DB’s 7.5K is usually sufficient. Many people seem to be confused whether to opt for Infinia or DB.
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So I hope there is nothing to worry, at-least for now!!ĭid you receive the limit enhancement or upgrade offer? Feel free to share your experiences in the comments below. But at the same time, the good news is, if that happens we may expect some new credit cards positioned on top of these cards. While that all sounds good, its usually a signal for devaluation. But issuing super premium cards as LTF in this scale is just MIND BLOWING. Its obvious that HDFC is on track to make the most out of the existing cardholders. Note that this is offered only to existing HDFC credit cardholders and not for new customers, as the ban by RBI for card issuance to new customers is still not revoked. If any executive says otherwise, hang-up and call again ? Bottomline Note: Over 50+ readers already checked and got the confirmation that its indeed a LTF offer. So if you’re wondering whether its FYF or LTF due to the footnotes on the HDFC upgrade page, you may call RM or customer care and get the confirmation from them before proceeding. But in the HDFC context for super premium cards, its definitely worth going for it. Is it really Lifetime Free?īefore answering that, do know that generally no card is actually Lifetime Free as we know The Truth about Lifetime Free Credit Card. If you are new to all these, login to HDFC net banking and check out: Cards > Request > Credit card Upgrade/Limit Enhancement to see if you’re eligible for credit limit enhancement or upgrade or both. So do check the net-banking if you’re eligible for the same. Over 20+ readers have reported about it so far and I’m sure many more would have got as well. Do check out the detailed reviews of them in above links, if not already. Hence, it makes sense to grab the LTF offer when offered, as they come with massive value.
If you’re new the HDFC super premium cards, you should check out the HDFC 10X Rewards program which is perhaps the best ever offer on the planet earth. That’s right! Lifetime Free Super Premium Credit Card. So these upgrades are naturally happening.Īpart from the limit, it also seems that they made it “relatively liberal” on deciding to whom to give these cards, especially the Infinia.Īdditionally, these cards are issued as Lifetime Free variant as per the pre-approved offer. Generally speaking, anyone with a higher credit limit usually gets auto eligible for Super Premium cards like HDFC Infinia (~8L) or Diners Black (~5L).Īs many were getting the limit enhancements recently, its obvious that they start to fall into higher limits as above. This is a pre-approved offer decided by the bank based on various parameters. They’ve done it twice already in last one year.Īnd now they’re taking one more aggressive step and upgrading many cardmembers to Infinia and Diners Black, as LIFETIME FREE, as reported by many readers. As you might know, HDFC Bank has been very aggressive in giving generous Limit enhancement offers during Covid-19. HDFC Bank just started the new year on a high note.